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Category Archives: Personal Finance
What’s Ahead For Mortgage Rates This Week – Sept 29, 2014
Last week’s economic news included several housing-related reports that provided mixed results with lower than expected sales of previously owned homes and higher than expected sales of new homes. The FHFA also released its House Price report for July, which … Continue reading
Refi or Wait? How to Choose Between Refinancing Your Mortgage Now or Waiting Until You Need the Money
Refinancing your existing mortgage may provide you with the opportunity to lower your interest rate, reduce your mortgage payment and adjust your loan term. For those homeowners who have lived in their home for more than a few years, pulling … Continue reading
What’s Ahead For Mortgage Rates This Week – Sept 22, 2014
Last week’s economic news largely concerned the Federal Reserve’s FOMC meeting statement and a post-meeting conference given by Fed Chair Janet Yellen. The FOMC statement indicated that the Fed CONTINUED its wind-down of Treasury and mortgage-backed securities and that its … Continue reading
What’s Ahead For Mortgage Rates This Week – Sept 8, 2014
Last week’s housing-related economic news was slim, likely due to the Labor Day holiday Monday. On Tuesday, the U.S. Commerce Department reported that construction spending for July increased by 1.80 percent as compared to June’s revised reading of 1.0 percent … Continue reading
What’s Ahead For Mortgage Rates This Week – Sept 2, 2014
Last week’s economic news included several reports related to housing. The Case-Shiller and FHFA reports for June showed a further slowing in home price growth. New home sales for July fell short of the expected reading, but pending home sales … Continue reading
Mortgage Budgeting 101: How to Determine What You Can and Can’t Afford
When taking on a new mortgage, it is important to know that you can afford to carry the debt load involved, as many people find themselves in financial trouble by spending more on real estate than they can comfortably maintain. … Continue reading
Posted in Consumer Tips, Homeowner Tips, Mortgage Tips, Personal Finance
Tagged Around The Home, Budget, Mortgage
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Can One Missed Mortgage Payment Affect Your Credit Rating? Yes! Here’s What to Do if You Miss One
Most people don’t know whether or not a single missed mortgage payment can have serious consequences for their credit score. The good news is that there are things that can be done to mitigate the damage and help anyone who … Continue reading
Posted in Homeowner Tips, Mortgage Tips, Personal Finance, Uncategorized
Tagged Loan, Mortgage, Payments
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What’s Ahead For Mortgage Rates This Week – Aug 18, 2014
Last week’s economic news brought little housing-related content, but several economic reports in other sectors contributed to overall perceptions of the economy. In a speech given in Sweden, Fed Vice President Stanley Fischer noted that the economy might be in … Continue reading
Is Now the Time to Consider a 15-Year Mortgage? Five Reasons to Give the 15Y Another Look
A 15-year fixed mortgage is, as its name suggests, a mortgage that’s paid off after 15 years. Since it amortizes fully, after that amount of time you won’t have to pay anything else. This type of mortgage has a lot … Continue reading
Posted in Consumer Tips, Home Buyer Tips, Homeowner Tips, Mortgage Tips, Personal Finance
Tagged Home Buyer Tips, Home Loans, Mortgage Tips
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Nearing Retirement? Three Reasons Why You Might Consider a ‘Reverse Mortgage’
If you are nearing retirement, a reverse mortgage might be right for you. This type of mortgage essentially allows you to turn your home equity into cash. If you find yourself with little money, a reverse mortgage could be the … Continue reading
